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Insurance For Back and Neck Treatments

It’s important to understand the costs involved with chiropractic care, what your insurance covers, and what your financial responsibilities may be.

Insurance coverage for chiropractic care can depend on a variety of factors. Most plans cover the cost of chiropractic care for acute (short-term) conditions. However, many patients often have a co-pay at the time of their visit.

When longer-term care is needed for conditions that are chronic, severe, or occur in conjunction with another health problem, be sure to talk with your insurance company to determine your benefits. Most cover initial and some rehabilitative care for acute conditions, but many do not cover maintenance or wellness treatments.

Three stages of chiropractic care

Stage 1: Initially, appointments are more frequent with the goal of relieving immediate pain and restoring function and mobility.

Stage 2: Next, the patient moves into a rehabilitative stage to continue the healing process and help prevent a relapse.

Stage 3: Finally, the patient may elect to receive periodic maintenance or wellness treatments, along with adopting healthy lifestyle habits, to stay in good health.

Overall costs for patients receiving care for back pain have been reported as lower for those who receive treatment from a chiropractor. While chiropractic care has become a well-accepted treatment for acute pain and problems of the spine, there are ongoing studies regarding its usefulness for problems such as ear infections, dysmenorrhea, infant colic, migraine headaches, and other conditions. As research continue, insurance companies will begin to cover more conditions.

Providers: All ChiroCare Connect resources — including claims — can be found within the new Fulcrum Provider Portal.